Daily Archives: May 29, 2009

Pauline Skypala

Blue-sky thinking needed

Blue-sky thinking needed

The designers of the UK’s new personal accounts, the national pension scheme to be rolled out from 2012, have a great opportunity to shape the way pensions are delivered in future. They could challenge the pensions industry to come up with new ideas and indulge in blue sky thinking.

Or they could stick with standard industry products and hope they work. That seems to be the preferred approach of the respondents to the Personal Accounts Delivery Authority’s consultation on how to provide retirement income.

Sophia Grene

Exchange traded funds seem to be flavour of the month in mainstream asset management, but they are also becoming popular in some of the more weird and whacky corners of the online personal finance market.

Examples include DecisionMoose, which offers free access to a fairly simple asset allocation model using ETFs, and MarketRiders, which gives subscribers access to “The System”, which according to the website is “a scientific method [for building an ETF portfolio] developed by Nobel Laureates and experts and used by the investing elite, but purposely hidden by Wall Street”.

Which would you trust with your money?

About the blog

FTfm is no longer updated but it remains open as an archive.

FTfm's specialist writing team offer their insights into the global fund management industry.

About the authors

Pauline Skypala has been editor of FTfm for four years having previously been deputy personal finance editor. She joined the FT in 1999 and has been writing on savings and investment issues throughout her career.

Steve Johnson, FTfm deputy editor, has been a journalist for 17 years, 10 of which have been with the FT.

Sophia Grene, reporter on FTfm, has been a financial journalist in print and online for 12 years.

Ruth Sullivan has worked as a financial/business journalist and foreign correspondent and for the past 10 years has been at the FT.