Dear Economist: Should I risk the fine and travel first class?

My daily journey requires a change of train at Mumbai station, which is extremely crowded. One day I was in a hurry and jumped into first class without a ticket.

As luck would have it, the inspector arrived. I admitted I did not have a ticket and paid Rs258 (£3.60) as a fine – hefty compared with an Rs8 one-way ticket.

I have always been a risk taker – I’m an economics student – and now I do not fear the inspector or the fine. I decided I would travel ticket-less for a further 15 days, by which time I would have received all the journeys which I could have bought for Rs258. Should I continue to travel in this way? Do fines work as a deterrent?

Ela Bodas

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